Products
Everything you need to collect payments online
From a single payment link to a full API integration, SwiftlinkPay gives your business a secure way to get paid.
Online payments
Accept payments from customers on your website or app, with the payment methods Nigerian shoppers use every day.
- Cards: Visa, Mastercard and Verve.
- 3-D Secure authentication by the card issuer, with OTP and PIN flows where the card requires them.
- Bank transfer to a dedicated account generated for the transaction.
- OPay and PalmPay wallets.
- Choose which methods each payment offers with the channels setting.
Hosted checkout
A ready-made, mobile-friendly payment page. Your server creates the payment, the customer pays on the SwiftlinkPay page, and you verify the result.
- Card details are entered on the SwiftlinkPay page, so they never touch your servers.
- Redirect the customer, or open the checkout on your own page with the inline script.
- Card authentication (3-D Secure, OTP) is handled for you.
- The customer returns to your callback URL when the payment finishes.
Payment links
Get paid without a website or any code. Create a link in the dashboard and share it with your customer.
- Set a name, description and amount for each link.
- Customers open the link, enter their details and pay through the hosted checkout.
- Payments made through links appear alongside your other transactions.
Merchant dashboard
Run your payments from app.swiftlinkpay.com.
- Online sign-up and business onboarding.
- Transaction search, details and CSV export.
- Dashboard summaries and trends for your payments.
- Generate and manage your API keys and webhook settings.
- Invite team members and assign roles.
API and webhooks
Integrate payments into your own systems with a REST API, either through the hosted checkout or server-to-server.
- Public key for initializing payments; private key for server-side calls.
- Verify any transaction server-side before you fulfil an order.
- Webhook notifications for status changes, signed with an x-signature header.
- A separate sandbox environment with test cards.
Coming soon
Planned work that is not available yet. Timelines are not confirmed; contact us if any of these matter to you.
Provider-compatible APIs
Coming soonMore payment methods
Not availableReady to accept payments?
Create a merchant account, complete onboarding and test in the sandbox before you go live.